Claim Alongside Universal Credit
If you are one of the millions of people claiming Universal Credit in the UK, you might be missing out on thousands of pounds worth of extra support. Beyond your monthly payment, the Department for Work and Pensions (DWP) and other organizations offer a range of “freebies” and discounts designed to help with the rising cost of living.
From free dental care to massive discounts on your water bill, here are 15 free benefits you can claim in 2026.
1. New Crisis and Resilience Fund (April 2026)
Starting April 2026, the old Household Support Fund has been replaced by the Crisis and Resilience Fund. Managed by local councils, this fund provides cash payments, food vouchers, and help with essential white goods (like a free fridge or cooker) if you are in a financial emergency.
2. Free NHS Prescriptions
Universal Credit claimants often qualify for free prescriptions. If your earnings in the last assessment period were below £435 (or £935 if you have a child/disability), you don’t have to pay for your medicine.
3. Free Dental Treatment
Check-ups, fillings, and other necessary dental work are free on the NHS for eligible UC claimants. Just show your award notice at your appointment.
4. Council Tax Reduction
You could get up to 100% off your Council Tax bill. This isn’t automatic—you must apply directly through your local council’s website.
5. WaterSure Scheme (2026 Reform)
A major overhaul in March 2026 means more people now qualify for WaterSure. If you have a water meter and 3+ children or a medical condition, your bill is capped at the lowest average rate, saving many households over £325 a year.
6. Free Healthy Start Vouchers
If you are pregnant or have a child under 4, you can get a Healthy Start card. This is topped up every four weeks to buy free milk, fruit, vegetables, and vitamins.
7. Help with Broadband (Social Tariffs)
Most major providers (like BT, Sky, and Virgin) offer “Social Tariffs” for people on Universal Credit. You can get high-speed internet for as little as £12–£20 a month, with no setup fees.
8. Free School Meals
If your annual income (after tax) is less than £7,400, your children are eligible for free school meals, which can save you roughly £450 per child every year.
9. Up to 85% Childcare Costs Back
Unlike other benefits, Universal Credit allows you to claim back up to 85% of your childcare costs. In 2026, the monthly limit is £1,071.09 for one child and £1,836.16 for two or more.
10. Sure Start Maternity Grant
If you’re expecting your first child (or twins), you could receive a one-time tax-free payment of £500 to help with the costs of a new baby.
11. Flexible Support Fund (FSF)
Need money for a job interview? Your DWP work coach can use the FSF to pay for your travel, smart clothes for an interview, or even upfront childcare while you start work.
12. Free Eye Tests and Glasses
Claimants meeting the income threshold can get free NHS eye tests and vouchers to help pay for the cost of glasses or contact lenses.
13. Cold Weather Payments
During freezing winters, you get £25 for every 7-day period where the temperature drops below zero. This is paid automatically to eligible households.
14. Free Travel for Jobseekers
If you have been unemployed for a certain period, you can ask your work coach for a Jobcentre Plus Travel Discount Card, which gives you 50% off bus and train fares.
15. Free Energy Efficiency Grants
Under the ECO4 scheme, many people on Universal Credit can get free home insulation, loft insulation, or even a new boiler to help bring down energy bills permanently.
Final Tip: How to Apply?
Most of these benefits require you to show your Universal Credit Award Notice (which you can find in your online journal). Always keep a digital copy ready when applying for these discounts!